DAY TEN — Finance before the finance hire.

THE GAP

You raised money.
Nobody owns the month.

Payroll exists now. So do cards, Stripe, bills and board updates. The books cannot stay a founder side project.

Too real to ignore. Too early for an $8k–$15k/month finance hire. DAY TEN is the part in between.

FIT TEST

Know in 20 seconds.

We are deliberately specific. That keeps the work clean, the price clear and the close on time.

Yes / probably

Delaware C-corp
US$250k–$5m raised
2–10 employees
Software, SaaS or technology
No finance person yet
You want the books closed every month

No / probably not

Price is the main criterion
Inventory is the business
Several entities or international groups
You need audit or assurance
You mainly need a tax return
You want a fractional CFO

Mostly yes? Hand us the month

THE MONTH

Repetitive on purpose.

Finance should become boring long before you hire a finance team.

01–03
Get reality into the ledger.
Bank feeds, cards, payroll, bills and reimbursements. The things someone paid personally and forgot to mention.
04–06
Reconcile it.
Cash, cards, payroll, receivables and payables. Exceptions get chased instead of becoming permanent.
07–09
Review the month.
Accruals, misclassifications, unusual spikes and founder questions are resolved before the numbers leave us.
10
Close.
You receive a P&L, balance sheet and cash/runway view. The books stop moving.

P&LBalance sheetCash + runwayQuestions answered

RIGHT-SIZED

Your time is too expensive.
A finance hire is too early.
Own the work now.

FOUNDER DOES ITYour time

Books happen after fundraising, hiring, product and customers.

FIRST FINANCE HIRE$8k–$15k+/mo

Potentially excellent. Also a full salary before the job needs one.

DAY TEN$795/mo

The recurring work gets owned. Hire finance later, when there is a finance job.

SCOPE

Just the part that has to work.

In

Bookkeeping
Bank + card reconciliations
Monthly close
Payroll reconciliation
P&L + balance sheet
Cash/runway reporting
Basic AP/AR support
Tax-ready year end
Email support

Out

Tax-return preparation
Audit or assurance
Complex international groups
Inventory accounting
Crypto accounting
Fractional CFO services
Fundraising decks
Tax filing
Real-time chat support

INFRASTRUCTURE

Where startup money already moves.

We run your books on Xero. Already somewhere else? We handle the move.

Ledger: Xero
Payroll: Gusto
Spend: Ramp / Brex
Bank: Mercury
Revenue: Stripe
Equity: Carta / Pulley

PRICE

US$795

per month · US$500 onboarding once

Bounded work closes on time. If complexity grows, you see the price before we do it.

Inside the box

Entities: 1
Monthly transactions: ≤300
Financial accounts: ≤4
Employees: ≤10
Payroll platforms: 1
Monthly close: Day 10
Support: Email

Common additions

Higher transaction volume: +$200
Extra bank/card accounts: +$150
AP/AR administration: +$250
Complex accruals: +$300–500
Outgrown the box: Custom

ACCESS

Your accounts stay yours.

No shared bank passwords.We work inside your Xero account.
Bank feeds stay connected.Cash data moves between your bank and Xero.
MFA on our side.Access is protected as standard.
Cover in place.Professional indemnity and cyber insurance.

HANDOVER

Hand us the month.

If the fit test was mostly yes, send the current version—however it looks. We do not need a polished finance stack to start.

CURRENT STATUS: OPEN

You raised money.Nobody owns the month.